Covered Egg
Track my rate
A reader tool

Know about rate changes first.

Rate changes are filed publicly with state regulators — often months before impacting a customer.

The steepest increases filed in the past month, in force or not, ranked by the largest single rate change inside the filing.

#1 HAIC-135132543 · NM · Homeowners Sub-TOI Combinations
Homeowners of America Insurance Company
New Mexico Homeowners Program
Effective Jan 9, 2027
Min
-67.0%
Avg
+0.1%
Max
+363.0%
#2 CALC-135071288 · ID · Homeowners Sub-TOI Combinations
California Casualty Indemnity Exchange
Homeowners Multi Peril
Effective Dec 1, 2026
Min
-20.7%
Avg
0.0%
Max
+235.9%
#3 AMSI-134842786 · MD · Owner Occupied Homeowners
American Strategic Insurance Corp.
Homeowners
Effective Jan 27, 2027
Min
-46.1%
Avg
-6.0%
Max
+154.0%
#4 PRIV-135058651 · ID · Homeowners Sub-TOI Combinations
Privilege Underwriters Reciprocal Exchange
PURE High Value Homeowners Insurance
Effective Apr 1, 2027
Min
-16.2%
Avg
+12.9%
Max
+152.5%
#5 AMSI-135126478 · MN · Owner Occupied Homeowners
American Strategic Insurance Corp.
Homeowners
Effective Oct 21, 2026
Min
+8.0%
Avg
+24.9%
Max
+119.7%
#6 AMMH-135139809 · OR · Mobile Homeowners
American Modern Property and Casualty Insurance Company
Manufactured Home Program
Effective Jan 13, 2027
Min
-58.6%
Avg
+0.1%
Max
+108.5%